Our Terms and Disclaimers Rock!

Who We Are

Our website address is: https://wiseidiot.com. We are simply here to post what we hope are some good posts for you to read and enjoy. In case you do not enjoy them, well, what can we say?

The Serious Stuff


1. Introduction

We have listed below important legal Terms and Conditions, Privacy Policy and Disclaimer (hereinafter ‘Notices’) that apply to anyone who visits our website or uses our services. These Notices help to protect both you and us, and allow us to provide our products and services. WiseIdiot offers a wide range of products, services, tools and features and certain parts of the Notices below may not be relevant to the specific services you use.

These Notices are legal provisions and are provided in a way that makes it easier to categorise and comprehend. Nonetheless, if you think we can improve them, you are more than welcome to reach us at [email protected].

2. Acceptance of Terms

This document is an electronic record in terms of Information Technology Act, 2000 and published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011 that require publishing rules and regulations, privacy policy and user agreement for access or usage of WiseIdiot online marketplace and all WiseIdiot content, products, services and solutions available at https://www.wiseidiot.com or any sub-domain.

This website (https://www.wiseidiot.com) and its sub-domains (hereinafter ‘Website’), and all of their contents are the property of IHuS Research Private Limited (hereinafter ‘WiseIdiot’ or ‘our company’ or ‘we’), a company incorporated under the Companies Act, 1956 of India, having its registered office New Delhi, India.

Your use of this platform is governed by the following Notices and constitute acceptance of all terms, policies and rules, and will be binding on you, your heirs and all your and your heirs’ legal representatives.

For the purpose of these Notices, wherever the context so requires ‘You’ or ‘User’ shall mean any natural or legal person who has agreed to become a buyer on the platform by providing data including any registered users. The term ‘WiseIdiot’, ‘platform’, ‘We’, ‘Us’, ‘Our’ shall mean WiseIdiot, its holding company, their subsidiaries, any group business and affiliated businesses.

When you use any of the services on the platform, including but not limited to opinion pieces, content, product reviews, comments, feedback, you will be subject to the terms, rules, guidelines, policies and conditions applicable to such service, and they shall be deemed to be incorporated into these Notices and shall be considered as integral to these Notices.

We reserve the right, at our sole discretion, to change, modify, add or remove portions of these Notices at any time without any prior written notice to you. You shall ensure to review these Notices periodically for updates or changes. Your continued use of the platform following the posting of changes will mean that you accept and agree to the revisions. As long as you comply with these Notices, we grant you a personal, non-exclusive, non-transferable, limited privilege to enter and use the platform. By impliedly or expressly accepting these Notices, you also accept and agree to be bound by all other policies including but not limited to the privacy policy as amended from time to time.

Please read these Terms of Use, Privacy Policy and Disclaimer carefully before accessing any part of the website. Please do not access the website if you do not agree with these Notices.

3. Services

The Website intends to:

  1. Provide informational and opinion-based content on generic and non-generic topics including but not restricted to lifestyle, society, humour, psychology, arts, sciences, commerce, technological or non-technological products, services or solutions, or any other topic that has been, can be or should be a part of human discussions, whether with an intent to market the same to you for any commission or otherwise;
  2. Sell or market in any form products, services or solutions whether created by us on our own or in partnership or through any third-party, or by affiliated or non-affiliated parties or partners;
  3. Provide proprietary or non-proprietary programmes;
  4. Provide guides, research papers, research notes, newsletters, news updates, and any other proprietary or non-proprietary information; and
  5. Allow affiliate partners to promote and sell all or any of the hereinabove services

(hereinafter called “Services”). Nothing contained in this website shall constitute an offer for our services.  All contracts for our services shall be agreed in writing.

4. Usage Rights

You are authorised to use the Website only if you are of the age of 18 years or above and can enter into binding contracts as per applicable laws. You are responsible for maintaining the secrecy of your login user id, password and other account information. You will be responsible for all use of the Website by you and anyone using your login information including your password, whether that be with or without your permission.

By using the Website, and furnishing your personal and/or contact details when prompted to avail any of the Services, you hereby agree that you are interested in availing and purchasing those services that you have selected. You hereby agree that we may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfil your demand or to cross-sell various products and services and/or provide you with various value-added services. You also agree hereby to authorise us to make your details available to our partners. You may be contacted by the partners for information and for sales through their own email, telephone and/or short messaging services (SMS) over which we have no control. You agree to receive promotional materials and/or special offers from us through email, phone, messenger or SMS.

5. User Data Usage

To make a purchase from us, you have to provide us with your valid email address, address and phone number and other personal information, and make the payment. We do not use your information except to bill you for services rendered and to email you important notifications. More details are provided in our Privacy Policy.

6. Password Protected Access

Access to and use of password protected and/or secure areas of the Website is restricted to authorised users only. Unauthorised individuals attempting to access these areas of the Website will be subject to prosecution.

7. Legal Use

You agree not to use the Website for any purpose that is unlawful, illegal or forbidden by these Terms or any international, national or local laws that might apply to you. Specifically, you are prohibited from posting or transmitting to or through this Website:

  1. Any unlawful, threatening, libellous, defamatory, obscene, pornographic or other material or content that violates rights of publicity and/or privacy or that would violate any law or general rule of equity;
  2. Any commercial material or content including, but not limited to solicitation of funds, advertising, or marketing of any good or services; and
  3. Any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this Website.

You agree to comply with laws that apply to India and your country if you are not resident in India. We reserve the right at our sole discretion, at any time and without advance notice or liability, restrict, suspend or terminate your access to all or any component of the Website.

8. Proprietary Rights

The Information on this website, including but not limited to content, logos, names and graphics, are proprietary in nature and do not imply a licence, whether expressed or implied, to reproduce, transmit, display, perform, publish, license, and / or distribute this information in any form or by any means, without a prior written consent from us. No information from this website may be used for any commercial or non-commercial purpose in any website or document or in any material without our prior written consent.

While we try to ensure that the information contained on this website is correct, we make no representation or give any warranties, whether express or implied, as to its completeness, accuracy, suitability or reliability for any particular purpose. All materials and information are presented on an ‘as is’ basis.  We shall not be liable for any loss and / or damage you may incur arising from the use of or inability to use this website or any information contained in it, or accessed through this website, or from any action or decision taken as a result of using this website or the information contained in it.

WiseIdiot expressly disclaims any implied or express warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. In no event shall we be liable for any damages whatsoever, including without limitation special, indirect, consequential, or incidental damages, including without limitation, damages resulting from the use of, or reliance on, the information presented, or loss of profits or revenues. We do not accept any liability for any errors or omissions.

Any provision of these Notices deemed unlawful, void or unenforceable for any reason, shall be deemed severable to the extent that it is unlawful, void or unenforceable, and shall not affect the legality, validity and enforceability of the remaining provisions.

9. Third-Party Links, Sites and Resources

You acknowledge and agree that this Website may provide links to third-party websites or resources (hereinafter ‘Third-Party Materials’) over which we have no control, and we are not responsible for the availability of such external sites or resources. Presence of these Third-Party Materials on the Website does not in any mean any endorsement and we are not responsible or liable for any content, advertising, products or other materials on or available from such Third-Party Materials.

Your use of any Third-Party Materials is at your own discretion and risk. If you do not agree to the third party’s terms of service or license agreement, do not download or use the Third-Party Materials. Your use of any Third-Party Materials obtained through the platform or services does not transfer to you any rights, title, or interest in or to the Third-Party Materials beyond the terms contained in the third party provider’s terms of service or license.

You are solely responsible for ensuring that your use of any Third-Party Materials, including those made available by or through the Website or services is done solely in accordance with all relevant laws and the terms and conditions of any applicable licenses or other agreement. In no event shall WiseIdiot be liable to you or any third party for your use or alleged use of any Third-Party Materials.

You further acknowledge and agree that WiseIdiot shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such Third-Party Materials.

Your interaction with any Third-Party Materials accessed through the Website is at your own risk, and we will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Such Third-Party Materials may have separate terms and conditions and privacy policies, over which we have no control and you are requested to read the terms and conditions and privacy policies available on such sites or resources before you access their content or any other material.

10. Limitation of Liability

Finance Dragon or any of its people including officers, directors, employees, representatives, affiliates and providers, will not be responsible or liable for:

  1. Any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind including without limitation to lost of profit or loss of savings, whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with:
    • Any failure or delay including without limitation the use of or inability to use any component of the Website, or
    • Any use of the Website or content, or
    • Performance or non-performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party, or
  2. Any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.

11. Indemnity

You agree to indemnify and hold WiseIdiot and its officers, directors, agents and employees, free from any blame from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorney fees, or arising out of or related to your breach of these Notices, your violation of any law or the rights of a third party, or your use of the Website.

12. Waiver

Any failure or delay by WiseIdiot to enforce or exercise any provision of these Notices, or any related right, shall not constitute a waiver by WiseIdiot of that provision or right. The exercise of one or more of such rights shall not be deemed a waiver of, or preclude the exercise of, any rights or remedies available to WiseIdiot under these Notices or in law or at equity. Any waiver of any provision shall only be effective if made in writing and executed by a duly authorized representative of WiseIdiot.

13. Force Majeure

WiseIdiot shall be excused from any delay or failure in performance required under the agreement if caused by reason of any Force Majeure. The obligations and rights of the party so excused shall be extended on a day-to-day basis for the time period equal to the period of such excusable interruption and such obligations and rights shall resume when such Force Majeure events have abated.

14. Jurisdiction and Governing Law

These terms, privacy policy or disclaimer notice shall be subject to the exclusive jurisdiction of the courts of Delhi and the laws of India.


You can read the terms and conditions related to our privacy policies by clicking on this link: WiseIdiot Privacy Policy.


The purpose and contents of this Website are for informational and personal development purposes only. Nothing contained in this website shall constitute an offer for our services. WiseIdiot hereby excludes any warranty, either express or implied, as to the correctness, completeness, timeliness, accuracy, fitness for a particular purpose of the website or any of its contents.

The Website may contain inaccuracies and typographical and clerical errors. We do not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk.

There are no guarantees and no warranties regarding online availability, impressions, and click-through of the Website and any material, information, links, resources or content presented on the Website. Any material, information, links, or content presented on the Website may be unavailable for online access at any time.

WiseIdiot expressly disclaims any obligation to update this website. However, we reserve the right, in our sole discretion, to correct any errors or omissions in any portion of the website. We may make any changes to the website from time to time without any notice including changes to the terms, privacy policy ad disclaimer. Any such new notice would take effect immediately upon their posting on the websites. You are requested to review these Notices each time you use the websites as they constitute a legally binding agreement between you and our company.


You can reach us at [email protected] if you have any questions about any information on the Website.

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